Major Singleton
Mortgage Broker (NMLS 2011623)
757-641-5027
Major Singleton is the owner of Major Money Matters, powered by Edge Home Finance. Before becoming a Mortgage Broker, he was a retail loan officer and top producer at a very large retail lender specializing in VA loans. He is a U.S. Navy veteran of 23 years, which he served as a Surface Warfare Officer onboard multiple ships around the world. Since a young age, he's had a passion for training and education; now, he educates families on mortgages. He states his mission clearly: share the importance of homeownership, economic news, financial stewardship, responsible use of credit, and how to make the best decision on mortgage products. Major believes people deserve to know how to save thousands of dollars when making possibly one of their biggest purchases/investments. It's important for clients to not only know what to do but also why to do it. His brand, Major Money Matters, was created to do just that. Not only is he serving realtor partners and families as a mortgage broker, but also advising others by broadcasting on mortgages, money, and more via the Major Money Matters YouTube and Instagram Channels. Major consistently ranks in the top 1% of mortgage originators nationwide, leads a team of 50+ loan originators, and is nationally recognized as one of today's foremost industry leaders. Due to his leadership and business acumen, he was recognized as the Association of Mortgage Experts (AIME) 2024 National Mortgage Broker of the Year.
Cheryl Singleton
Operations Manager
808-824-1415
Major and I have been married for nearly two decades. While I recently officially joined his team, I have been by his side as he has built Major Money Matters. I help Major onboard new loan officers to the team, set up trainings for realtors, and focus on brand development. I am also a veteran, having served in the Navy for five years. We have four children and a dog, and make our home in Texas.
Kristy Garcia
Loan Officer / Assistant
808-763-6598
I have been a part of Major’s team since the beginning of his mortgage career. I was one of the first people that he helped to buy a home. The experience was so great that I decided to join his team. You are most likely to work with me when we are structuring your loan and determining the best loan product for you in the pre-approval stage. My husband is a retired Marine and we make our home in Hawaii with our two children.
Jessica Robertson
Loan Processor / Production Manager
808-763-6745
Major and I met when we worked together at a previous loan company. I joined his team because I believed in him and the impact that he would have in the mortgage business (I WAS RIGHT). In addition to being a processor, I am his Production Manager advising him and the team on loan guidelines and how to accurately structure files for underwriting. My husband retired from the Air National Guard. We live in Texas with our 3 children, 3 cats, and 1 dog.
Trescie Richardson
Business Development Manager
619-693-2137
I have known Major and his family for over a decade. He and my husband are best friends who served in the Navy together. My role is to make the overall buying experience smooth from start to finish. You are most likely to work with me during Major’s special events and seminars, while you are in pre-approved status, and post-closing. My husband (active duty) and I make our home in San Diego, CA. Our twins attend LSU (Geaux Tigers!)
Brittany Geber
Loan Processor
808-763-6416
I joined Major’s team shortly before he became an independent broker to help him handle the volume of clients that we were serving. Today, I am one of his loan processors. I handle the details of your loan when presenting your file to an underwriter to include income documentation/explanation, homeowner’s insurance issues, and coordination with your title company for signing. My husband is now retired (Navy) and we live in Montana with our son.
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Edge Home Finance Corp, is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Edge Home Finance Corp is a licensed mortgage broker in the following states CA, CO, FL, MN, NC, ND, WI and TX. The following states require disclosure of licensing information. (If your state is not listed, it does not require a specific license disclosure):CALIFORNIA - Licensed by the Department of Business Oversight under California Finance Lenders LawCOLORADO - Edge Home Finance Corp, 4530 W 77th St Suite 365 Edina, MN 55435, (763) 219-8484; to check the license status of your mortgage broker, visit
http://www.dora.state.co.us/real-estate/index.htm
TEXAS - CCONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT
WWW.SML.TEXAS.GOV
A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT
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